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October 1, 2010

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Cool down with a Hot Market.

 

Fall is officially here but there is still plenty to do. The waterways are clear and have reopened for traffic and fishing. Now is the time to take advantage of low prices and visit the coast. Residents are helping support the economy by patronizing local restaurants and businesses. There is a silver lining to the absence of the crowds – no waiting and excellent service. We here at New Horizons are taking full advantage of the situation and we encourage you to do the same. Prices are low so now is the time to invest and join the fun! 

 

Meet Genna Everson!

 

New Horizons Realty would like to welcome the newest member of our team Genna Everson. In 1993 she moved to the Gulf Coast from Texas and she feels blessed to live in such a beautiful place.

 

Genna started her career in radio. She understands that communication is the key to any successful relationship and she strives to build a strong bridge between buyers, sellers and lenders.

 

With over seven years of real estate experience Genna is knowledgeable of today’s markets. For help in selling your house she is an Accredited Home Staging Professional. For help in buying and selling she is a member of the National Association of Realtors. In 2009 she was a Million Dollar Producer.

 

In her down time, Genna enjoys interior design and creating things, social networking, gardening and cooking, music, visiting the local Gulf Shores Zoo, and date nights with her husband Joe.

 

Genna is ready to welcome you to the Coast and help you share in this laid-back, fun-loving lifestyle so let her put her knowledge and experience to work for you.

 

Check Genna out on-line.

www.investemeraldcoast.com

Invest, Inspire, Invite...

www.linkedin.com/in/gennaeverson

www.twitter.com/MOGENNA

 

Craft Farms $393,000

 

 

Custom home combines Old World Elements w/Craftsman simplicity. Spacious 5 bedroom 3 bath open foyer, dining and living rooms make entertaining enjoyable.  Large Cooks Kitchen. Wine cellar w/artistic iron gate. Master suite w/natural stone and granite in bathroom. Potential Short Sale. All offers subject to lender's approval. View more...

 


The Peninsula $550,900

 

 

Beautiful contemporary 4 bedroom 3 bath home featuring wet bar, fireplace and coffer ceiling in living room. Granite in kitchen with choice of gas or electric range, wood floors in dining room. Large media room and office area upstairs. Fabulous golf view from balcony. Swimming pool and outdoor cooking area under covered porch. A must see for any golf enthusiast. View more...

 


Commerce Park $675,000

 

 

Excellent location near Gulf Shores airport. Office/warehouse,features ceramic tile floors,conference room, kitchen and employee lounge,large area that can be used for light production. currently the entire unit is leased for $4500.00 a month. Great investment opportunity. View more...

 


In Closing... 

 

10 Steps to Closing a Home

 

The final days before closing on a home are a busy and emotional time for a buyer. Closing means that the sale is complete, and all the terms and conditions of the purchase agreement have been met and the sellers give the buyers marketable title to the property. After the contract contingencies are settled, but before the close of the home sale, several tasks need to be completed. Beyond some obvious steps like setting up movers, forwarding your mail, and canceling your utilities, here are 10 steps you'll also want to expect prior to closing:

 

1.       Set the closing date – This is set after the mortgage loan is approved and you accept the commitment letter. Your agent will coordinate this date. Your signature will have to be notarized when you sign the final documents, so remember to bring your identification.

 

2.       Meet conditions of the loan offer – Understand the conditions of the loan offer that are stated in the commitment letter. If the seller has agreed to make repairs, you will want to make sure the work is finished (and done properly) before closing.

 

3.       Secure title services – Before the closing, a title search is required to ensure the borrower receives a clean title, to establish that the seller is indeed the owner, and to confirm there are no liens against the property.

 

4.       Title insurance – This further insures the seller is handing over a clean title.

 

5.       Termite certificate –This may be required, depending on where you live. The cost is usually covered by the seller.

 

6.       Homeowner’s insurance – Mortgage lenders require this to protect the buyer and lender in the event the house is damaged or destroyed. You may ask your agent or lender, or you may get quotes on your own. Be sure to bring the insurance policy and paid receipt with you to closing.

 

7.       Homeowner’s warranty – This protects against certain defects in your home. If buying an older home or if you are a first-time buyer, you especially want to be covered for repairs of major systems like plumbing, heating and air-conditioning.

 

8.       Final walk-through inspection – This is the buyer’s last chance to make sure everything works, and that the seller has vacated the house, leaving the appliances or property in agreed upon terms. If the buyers find problems or violations, they have the right to hold up the settlement until everything is fixed.

 

9.       House tour with seller – It is wise to tour the house with the seller before or shortly after closing to learn peculiarities of the home. Get the names and phone numbers of contractors, electricians, plumbers, roofers, and carpenters who have worked on the house.

 

10.   Final estimate of closing costs – The mortgage lender is required to give the buyer an estimate of closing costs soon after the loan application has been filed. The buyer will usually be required to pay the remainder of the down payment at this time, not including the deposit, and closing costs. Personal checks are not accepted so be prepared with a certified or cashier’s check.

 

 

Now sit back and relax in your new home!

 

What’s happening in October

Labor Day weekend is come and gone and it was a great one! Thanks to everyone who came out to celebrate the end of summer but we’re not ready to slow down yet. Red snapper season begins October 1 and continues through November 21. Check out our calendar for all the exciting events coming up this month.

 

16th Annual Bayfest Music Festival

10/1 – 10/3

Streets of Downtown Mobile

Weekend passes $35, Children 12 & under are free with a ticketed adult

An outdoor music festival in Alabama’s historic Port City on Mobile Bay. More than 125 national, regional and local music acts featuring everything from country and classic rock to jazz and gospel. Visit www.bayfest.com for more information and schedules.

 

2010 Ride for Wishes

10/1 – 10/3

The Wharf, Orange Beach

$30 to ride, Free to spectators

A two-day cycling event that will feature riding distances for all levels of cyclists. Plenty of rest stops, great fellowship, and the white sandy beaches of the Gulf Coast are all reasons to make this year’s ride a trip for the entire family. All the money raised will support the wish-granting efforts in Alabama. Visit www.rideforwishes.com for more information.

 

1st Annual Oktoberfest

10/2

The Villagio in Perdido Key

Tickets can be purchased in advance at the Perdido Key Chamber of Commerce

Come join in the fun for Perdido Key’s first annual Oktoberfest featuring German inspired entertainment and food. Sample over 100 different beers for only $15 or take advantage of the Oktoberfest Package for $30 which includes an official t-shirt and beer mug.

 

39th Annual Shrimp Festival

10/7 – 10/10

Main Public Beach, Gulf Shores

Free Admission

Savor fresh gulf seafood during this four-day event that attracts over 300,000 people. Peruse the wares of 300-plus vendors showcasing their fine arts and crafts and kick back to continuous tunes from the two music stages that will feature national recording artists as well as local favorites. There is a Children’s Activity Village for the little ones. Visit www.nationalshrimpfestival.com for more information.

 

8th Annual Thunder on the Gulf

10/12 – 10/17

Orange Beach

Come experience the excitement of the Offshore Powerboat Association’s World Championships. Explore the Dry Pits at the Gulf State Park pavilion on the beach. Observe monster race boats and their teams, purchase official race merchandise, and be a part of the festivities and entertainment with a spectacular view of the coast. The “Thunder” will take place starting Thursday with two days of racing. Visit Cobalt and watch the cranes “splash” the race boats in the Wet Pits at Caribe. Visit www.thunderonthegulf.com for more information.

 

Bon Jovi Concert

10/15

Main Public Beach, Gulf Shores

Free ticketed event

The Concerts for the Coast series continues with a performance from Bon Jovi. Tickets are available through Gulf Shores and Orange Beach lodging partners. Visit www.concertsforthecoast.com for a list of accommodations offering reservation packages with free tickets.

 

Brad Paisley Concert

10/17

Main Public Beach, Gulf Shores

Free ticketed event

The Concerts for the Coast series continues with a performance from Brad Paisley. Tickets are available through Gulf Shores and Orange Beach lodging partners. Visit www.concertsforthecoast.com for a list of accommodations offering reservation packages with free tickets.

 

The Original German Sausage Festival

10/30

Elberta Town Park

Free Admission

A day dedicated to the best German Sausage you have ever tasted! Made from a secret recipe developed by the founding fathers of Elberta, AL, this is the only place you can get the real thing. Arts and crafts, live music, carnival rides, baked goods and more. Don’t forget to swing by the Bier Garten for a large selection of imported beers. Visit www.sausagefest.elbertafire.com for more information.

 

Blue Angels Practice

10/12 – 10/13, 10/19 – 10/20, 10/26 – 10/27

NAS, Pensacola

Free Admission

The practices can be viewed from bleachers behind the Museum of Naval Aviation at NAS Pensacola from 8:30 – 9:30 a.m. The team, time permitting, conducts autograph sessions in the museum atrium immediately following the Wednesday practices. Call (850)452-2389 for more information. 

New Horizons Realty, GMN
25753 Canal Road Unit B Orange Beach AL 36561  Map It!
newsletter@newhorizonsrealtygmn.com
www.NewHorizonsRealtyGMN.com